The Southpaw Protocol

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The Southpaw Protocol · Blaine & the North Metro

Your house still works. Your family has outgrown the way it works.

The conversation has come up a dozen times. It never resolves.

Two-story family home on a quiet street in the North Metro
The move-up move

The next house is the easy part to picture. The path to it is not.

Where you are

Every stage has its own hard question.

What you are wrestling with is not unusual. It is specific to where you are standing.

WhoThe question that stops them
First-time buyer What can we afford without becoming house poor?
Move-up family← You are here How do we handle selling and buying without creating financial or timing chaos?
Downsizer Will we regret giving up what we have?
Why it stalls

You have two competing motivations.

The house

The shared rooms. The office that is also a bedroom. The morning where everyone is in the way. This one is felt every day, so staying starts to feel like the risk.

The payment

The rate you would give up. The margin you would lose. What happens if one income changes. This one is felt every month, so moving starts to feel like the risk.

Both are right. They are measuring different risks. More listings will not settle that. One plan will.

The real question

Four questions. Answering them makes everything else line up.

Notice that none of them are about finding a house.

Why the usual approach fails

Most people start looking, then try to figure out how it would work.

A house comes up. You need this home's money to buy the next one, so the offer usually has to carry a condition: you will buy theirs only if yours sells. That is called a contingent offer, and most families end up there by default rather than by choice.

The seller has five offers and one question. Which of these actually closes?

$498,000Conventional, 30 day closeSubject to inspection
$502,000Conventional, 30 day close
$515,000Conventional, 30 day closeOnly if our house sells firstYour offer
$505,000Conventional, 20 day closeNothing to wait onSeller picks this one
$500,000FHA, 30 day closeSubject to inspection

Yours is the most money. The seller still picks another offer.

The family who started planning in March could write without conditions by June.

The part nobody adds up

Staying has a cost too. It just never shows up on a statement.

The cost of moving

Easy to see
  • A higher monthly payment
  • A rate you will not get back
  • Closing costs, both sides
  • The work of preparing and moving

The cost of staying

Easy to miss
  • Another year in a house that does not fit
  • Repairs that are coming due anyway
  • The projects you keep putting off
  • Years of family life you do not get back

Waiting is still a decision. It just hides its price.

What changes

The plan comes before the house.

Every question you would answer in a panic gets answered while nothing is on the line. Including whether to move at all.

Nick Bock working through a client's numbers
The process

Four steps.

01

Clarify the Move

We talk it through. No forms, no pressure. One hour with me, and by the next day you have it all written down, in your own words.

02

Compare the Options

I take your real numbers and run every option: stay, sell first, buy first, or both at once. You see all four, side by side, plus my honest pick.

03

Choose the Sequence

We go through it together. You ask questions, weigh the choices, and make the call. That way you always know what happens next.

04

Execute

Now we move. I only show you homes that truly fit your plan, so nothing wastes your time. When the right one shows up, you will know the numbers work.

The four routes

There is no best route. There is the one that fits you.

RouteWorks whenThe trade
StayThe problem is real but a variable has not landedNothing improves, and the deferred projects stay yours
Sell firstYou need the capital to buy your next houseYou can write the strongest possible offer, but you need a place to live in between
Sell and buy togetherYou can move fast and have schedule flexibilityOne move and no double payment, but the tightest timing of any route. A lot of choreography goes into lining it up
Buy firstThe overlap is carryable, or short-term financing covers itTotal timeline control, but the possibility of two payments

Every route has additional details worth knowing.

Which ones apply depends on where you are. I will go through yours once I know your situation — here is one example of what that looks like.

One example Buy first

Your first payment on a new mortgage is not due at closing, and it is not due the month after either. Close in mid-June and the first one lands August first. That is roughly six weeks owning both homes while paying for one. Enough time to move at a human pace and list the old house without a deadline.

I go through every detail that matters for your situation in Step 2.

I will tell you which route I would take and why. You tell me what you want to do. Then we execute.
Why me

What the record shows.

13
Avg. days on marketmy listings
Me13 days
Minnesota avg.42 days
104%
2026 list-to-sale ratiomy listings
Me104%
Minnesota avg.99%
$0
Buyer-paid commissionto date
Every buyer's-agent fee I've earned has been paid by the seller, never out of my buyers' pockets.

Past results. Not a guarantee.

Two things I will put in writing before we start.

No pressure to list. Up until an offer is made or accepted, you can end the agreement for any reason, at no cost.

Staying put is a real recommendation. It sits on the comparison every time, and families have chosen it.

I will tell you when the honest answer is to wait.

Start here

You do not have to be ready to move. Just ready to find out whether it's worth exploring.

The promise behind everything

The Right Fit Promise

Cancel anytime, right up until you submit or accept an offer.

Step one is not a sales presentation, and there are no contracts to sign. If working together makes sense, we can talk about that afterward. And if you ever decide I am not the right person for the job, you can end our agreement for any reason, at no cost and no hard feelings. I would rather earn your trust through the work than hold you to a contract.

No long contractNo pressureNo cost to walk away